Editorial Policy

Every page on this site follows the same standards, whether drafted by our team or with the assistance of AI research tools.

Sourcing

Cost, rate, and eligibility claims must trace to a primary source: U.S. Small Business Administration publications and data, Federal Reserve rate data, lender disclosures and rate sheets, or state regulators. We link sources in the article where practical.

Review

All content passes a documented review checklist before publication: factual claims verified against sources, costs expressed as APR wherever possible, no guarantees of approval or terms, and required disclosures present. Content is bylined and dated.

Updates

Rate-sensitive pages are reviewed on a recurring schedule and refreshed when market data changes. Each article displays its last-updated date.

Advertising independence

Referral compensation never determines what products we cover or how we describe them. Negative characteristics of products that pay us (for example, the true cost of merchant cash advances) are disclosed prominently.

Corrections

Found an error? Email us — we correct mistakes quickly and note material corrections on the page.